Payments - IAP or Third Party

Question

We are working on an iOS application that provides some credits (paid) that can be used within the app. We have few queries regarding this -

1. Can we go with third party payment gateways like paypal or similar or we need to implement IAP for this?
2. If we need to implement IAP then what will the sharing ratio?
3. If we use third party payment gateways and not IAP for this so is there any chance that Apple reject the app?

We have gone through the apple guideline for Payments, but didn't found that for all virtual purchasing devs must use the IAP. Also we didn't found any specific details on payment for virtual services that we can't use the third party payment services.

Thanks

Answer 1

Please go through apple review guidelines and your doubts will be cleared.

You can use third party payment gateway,if you are offering physical goods,service outside app. If you are selling your content or service inside app then you must use inapp-purchase.

As per purchasing currencies guideline,

1. Apps utilizing a system other than the In-App Purchase API (IAP) to purchase content, functionality, or services in an App will be rejected.
2. Apps that use IAP to purchase credits or other currencies must consume those credits within the App

Regrding your questions, answers are as below

1. You can't use third party payment gateway to provide credits which are using in app.
2. You may view price matrix here.
3. Yes there is most probably chance of rejection if you implement third party payment gateway instead of IAP to provide credits into application.

You may read Apple review guidelines for more information.