F# OleDb Syntax Error in INSERT INTO Statement Pul

I'm running an F# application to pull data from an Access table to a linked SQL Server table. Here is the resulting query:

INSERT INTO dbo_TempTerm (UnitID, PolicyTermYear, InsuredName, PolicyNumber, RenewalDate, CovATotal, CovBTotal, CovLTotal, DwellExtn, AllOtherPerilDeductible, MedPay, TotalPremium, HurricaneDeductible, Zone, Subzone, PercentCRC, PercentCRD, YearBuilt, RenYrs, PercentCFD, PercentHA, PercentMLD, GRP1, PercentNH, QCLM, RateV, CRI, AgentCode, AgentName, AFOCode, PolicyType, PolicyForm, OC, DateCreated)
SELECT [UNIT ID], [POLICY TERM YEAR], [INSURED NAME], [POLICY #], [RENEWAL DT], [COV A TOTAL], [COV B TOTAL], [COV L TOTAL], [DWELL EXTN], [ALL/OTHER PERIL DEDUCTIBLE], [MED PAY], [TOT PREMIUM], [HURR DED], ZONE, SUBZONE, [%CRC], [%CRD], [YR BLT], RENYRS, [%CFD], [%HA], [%MLD], GRP1, [%NH], QCLM, [RATE V], CRI, [AGENT CODE], [AGENT NAME], [AFO CODE], [POLICY TYPE], [POLICY FORM], OC, DateCreated
FROM tblPrior

The query parses and runs fine in Access. But from within my application, it raises an error: Syntax error in INSERT INTO statement.

Here is my F#, though I don't think it's relevant.

module Data

open System.Data
open System.Data.OleDb

type Period = Prior | Current

let Upload (p:Period) db =
    use conn = new OleDbConnection(@"Provider=Microsoft.ACE.OLEDB.12.0;Data Source=" + db + ";Persist Security Info=False;")

    let execNonQuery s =
        let comm = new OleDbCommand(s, conn) in
        comm.ExecuteNonQuery() |> ignore

    let (table,proc) = match p with
                       | Prior   -> ("tblPrior"  ,"InitPriorTable")
                       | Current -> ("tblCurrent","InitCurrentTable")

    do conn.Open()

    let u = sprintf "INSERT INTO dbo_TempTerm (UnitID, PolicyTermYear, InsuredName, PolicyNumber, RenewalDate, CovATotal, CovBTotal, CovLTotal, DwellExtn, AllOtherPerilDeductible, MedPay, TotalPremium, HurricaneDeductible, Zone, Subzone, PercentCRC, PercentCRD, YearBuilt, RenYrs, PercentCFD, PercentHA, PercentMLD, GRP1, PercentNH, QCLM, RateV, CRI, AgentCode, AgentName, AFOCode, PolicyType, PolicyForm, OC, DateCreated) SELECT [UNIT ID], [POLICY TERM YEAR], [INSURED NAME], [POLICY #], [RENEWAL DT], [COV A TOTAL], [COV B TOTAL], [COV L TOTAL], [DWELL EXTN], [ALL/OTHER PERIL DEDUCTIBLE], [MED PAY], [TOT PREMIUM], [HURR DED], ZONE, SUBZONE, [%%CRC], [%%CRD], [YR BLT], RENYRS, [%%CFD], [%%HA], [%%MLD], GRP1, [%%NH], QCLM, [RATE V], CRI, [AGENT CODE], [AGENT NAME], [AFO CODE], [POLICY TYPE], [POLICY FORM], OC, DateCreated FROM %s" table
    // DEBUG.
    printfn "%s" u
    // DEBUG.
    execNonQuery u
    execNonQuery proc

Zone and DateCreated are both reserved words. It's difficult to predict when reserved words will cause trouble for SQL statements, but it seems to me that OleDb may be less forgiving, ie more likely to fail with reserved words. See if bracketing all occurrences of those names will allow the INSERT to succeed.

let u = sprintf "INSERT INTO dbo_TempTerm (UnitID, PolicyTermYear, InsuredName, PolicyNumber, RenewalDate, CovATotal, CovBTotal, CovLTotal, DwellExtn, AllOtherPerilDeductible, MedPay, TotalPremium, HurricaneDeductible, [Zone], Subzone, PercentCRC, PercentCRD, YearBuilt, RenYrs, PercentCFD, PercentHA, PercentMLD, GRP1, PercentNH, QCLM, RateV, CRI, AgentCode, AgentName, AFOCode, PolicyType, PolicyForm, OC, [DateCreated]) SELECT [UNIT ID], [POLICY TERM YEAR], [INSURED NAME], [POLICY #], [RENEWAL DT], [COV A TOTAL], [COV B TOTAL], [COV L TOTAL], [DWELL EXTN], [ALL/OTHER PERIL DEDUCTIBLE], [MED PAY], [TOT PREMIUM], [HURR DED], [ZONE], SUBZONE, [%%CRC], [%%CRD], [YR BLT], RENYRS, [%%CFD], [%%HA], [%%MLD], GRP1, [%%NH], QCLM, [RATE V], CRI, [AGENT CODE], [AGENT NAME], [AFO CODE], [POLICY TYPE], [POLICY FORM], OC, [DateCreated] FROM %s" table